Business Opportunities Fund (BOF)


Installment loans, lines of credit and technical assistance for minority business enterprises, women-owned business enterprises and small businesses.


Cash flow (working capital) – Including most business operation and expansion expenses; Equipment – includes acquisition, delivery, installation, and renovation of new and used equipment; leasehold improvements; and acquisition of owner-occupied real estate.

When necessary, the participating community development financial institutions (CDFIs) will provide technical assistance to borrowers in procurement, certification as minority or women contractors, bonding and bid preparation.


Any small business may apply, but the program will give priority to small businesses requiring capital and technical assistance in order to compete for governmental and private sector contracts.

This program is open to businesses located in the following counties:

  • Adams
  • Allegheny
  • Armstrong
  • Beaver
  • Berks
  • Butler
  • Chester
  • Clarion
  • Crawford
  • Cumberland
  • Dauphin
  • Erie
  • Fayette
  • Franklin
  • Greene
  • Indiana
  • Lancaster
  • Lawrence
  • Lebanon
  • Lehigh
  • Mercer
  • Montgomery
  • Northampton
  • Perry
  • Washington
  • Westmoreland
  • York


There are no minimum or maximum loan sizes.


Interest rates and other terms and conditions are determined by the participating CDFIs.

How to Apply

Daniel Betancourt

President and CEO Community First Fund
30 West Orange Street
P.O. Box 524
Lancaster, PA 17608-0524

Mark Peterson

President Bridgeway Capital, Inc.
707 Grant Street
Suite 1920
Pittsburgh, PA 15219